In today’s digital age, Unified Payment Interface (UPI) has become an essential tool for making
transactions. From buying groceries to paying bills, UPI is a go-to option for many people.
However, not everyone is aware of the easy hacks related to UPI that can help make
transactions even more convenient. In this article, we will discuss some of the simple UPI hacks
that can be useful for everyone.
Linking Multiple Bank Accounts to One UPI ID
One of the most convenient features of UPI is the ability to link multiple bank accounts through a
single app. This means that you can use one UPI ID to make payments from all your bank
accounts. Additionally, you can set a default account for transactions to avoid confusion.
Using UPI Without Internet
Many people are not aware that UPI can be used without an internet connection. All you need to
do is dial the ‘*99#’ USSD code from your phone. This service, introduced by the National
Payments Corporation of India (NPCI), simplifies UPI services, allowing you to send and receive
money and even set UPI PIN with the help of this service.
When UPI PIN Is Not Required
It is important to remember that you do not need a UPI PIN when receiving money through UPI.
Scammers often deceive people into giving away their UPI PIN with false promises of money. To
avoid such fraud, keep in mind that UPI PIN is only required when making payments.
Benefits of Using UPI
Using UPI has several advantages over other payment methods. Unlike credit cards, which can
lead to overspending, UPI allows you to make expenses as per your budget. Additionally, UPI
does not involve any hidden charges, making it a more cost-effective option.
In conclusion, UPI has revolutionized the way we make transactions. By using these easy
hacks, you can make the most out of this payment system.
If you have any other tips that can make UPI transactions even more convenient, please share them in the comment section. Don’t forget to share this article and stay connected to TechForGeeks for more tech-related news and articles.